Most commercial insurances cover addiction treatment. But if you don\u2019t have health insurance and need addiction treatment, don\u2019t worry. There are still many options available for addiction treatment without insurance. That does not need to be a barrier for getting the help you need. Consider these options. 1. Find a State-Funded Rehab Center One option for drug and alcohol treatment without insurance is to find the nearest state-funded addiction center. Just like private clinics, these centers can offer medical detoxes, therapy and counseling, and other support systems. The fact that the government funds them means they are often more affordable than paying for a private treatment facility would be. State-funded addiction treatment can be a good option for people who: \tHave a low income \tAre unemployed \tDon\u2019t have health insurance Programs at state-funded rehab centers come in many forms. Types of treatment include: \tInpatient treatment \u2013 You get 24-hour care at a live-in facility. \tOutpatient treatment \u2013 You use the treatment center\u2019s services but live at home. You may also continue to work. \tPartial hospitalization \u2013 You receive an intensive level of addiction treatment care, but live at home or in supportive housing. \tFollow-up support, such as counseling Different states have different requirements for you to access these services, but generally you\u2019ll need to provide: \tProof of legal residence in the U.S. \tProof of income status \tInformation about your addiction or alcohol problem \u2013 Severity, duration, etc. It\u2019s important to know that there may be a waiting list for treatment. This is because state funding for drug and alcohol services is limited. Also, some people\u2014such as pregnant women\u2014may be given priority. In addition, limited funding means state-funded centers don\u2019t always provide the most up-to-date technologies or treatments. This does not mean treatment won\u2019t be effective. State-funded rehab varies in cost. It can be completely free or cost several thousand dollars. Private treatment, on the other hand, can cost tens of thousands of dollars. To find the nearest state-funded facility, use SAMHSA\u2019s treatment locator. 2. Take Advantage of Support Groups\u00a0 Support groups help many people recover from addiction and stay sober. They can be completely free. Sometimes group facilitators ask for a donation, if you can make one. The two most well-known support groups are: \tAlcoholics Anonymous\u00ae (AA) \tNarcotics Anonymous (NA) Both groups are both based around a 12-step program or some variation of it. If the 12-step program or the approaches of AA or NA don\u2019t appeal to you, there are other support groups available! These may include local groups for substance abuse or alcoholism, or for mental health issues. It\u2019s important to remember that mental health conditions are often entangled with addiction, so a mental health support group can help massively in your recovery. Do a Google search for \u201calcohol support groups near me,\u201d \u201cdrug support groups near me,\u201d or \u201cmental health support groups near me.\u201d You can also call a local addiction treatment center to find out if they have recommendations. 3. Research Sliding-Scale Payment Programs\u00a0 Many addiction centers offer different fees for those who have lower incomes. The less you earn, the less you have to pay. If you search on Google for your state or county and \u201clow-cost\u201d mental health and substance abuse programs, you should be able to find a suitable service. 4. Use Financing Financing provides you with a loan for the full amount you need for your treatment. This is one of the best options for paying for addiction services without insurance. When you\u2019re struggling with addiction, it can be difficult to hold down a job or save money. Taking out a loan can help provide immediate support. With financing, the amount you need to pay for services is sent directly from your bank to the rehab center. You\u2019ll also have a repayment plan to fit your budget. You won\u2019t have to make the first payment until you finish treatment. Some plans will give you six months to find a job before you have to make any repayment. 5. Look Into Scholarships and Grants The Substance Abuse and Mental Health Services Administration (SAMHSA) offers grants for those without insurance. Check their requirements to make sure you qualify. Some rehab centers offer their own scholarships. Reach out to facilities near you to check! 6. Borrow Money\u00a0 It may feel awkward or embarrassing to ask friends or family members to help you, but you would probably be surprised by how many loved ones are willing to do whatever they can to help you down the path of recovery. If you\u2019re thinking of asking a friend or family member to help fund your addiction treatment, explain your story and why you\u2019re seeking treatment now. When a loved one understands your needs, it can inspire them to support you. 7. Use Personal Savings\u00a0 Many people have personal savings in case of emergencies. Addiction is one of those emergencies. Going without effective treatment puts your physical and mental health\u2014and your life\u2014at risk. Addiction treatment can turn your life around. So using personal savings for this purpose may be worth it. 8. Raise Money\u00a0 If the above options aren\u2019t successful, try raising money in other ways: \tSell your personal possessions. \tGo without some of your favorite expenses (eating out, buying coffee, etc.) \tAsk for donations through platforms such as GoFundMe. You may be surprised by the number of people who are willing to support you in your path to recovery and sobriety. Addiction treatment can sometimes be expensive. But it doesn\u2019t have to be! Consider any of the options above or a combination of them. And don\u2019t be afraid to ask others for support or advice, including local treatment centers. At Washburn House, we are here to talk through your options and make sure you find the right rehab program for you. Do you have questions about your insurance coverage or paying for your substance abuse treatment? Find out if your insurance company covers addiction treatment here, or call us at 800-717-3019, so we can get you started on your road to recovery.